01

Finance Assessment

We start where most investors should — by understanding what you can actually borrow, on what terms, and what that means for your strategy. Honest numbers before anything else.

  • Borrowing capacity analysis across major lenders
  • Structure review for tax and asset protection
  • Pre-approval guidance to position you to act decisively
02

Property Selection

Our 24-factor evaluation finds the right property for your strategy — not a long-list of "options" we hand you to sort through. We name a recommendation and stand behind it.

  • Macro and submarket research across Australia
  • Yield, capital growth, and risk modelling
  • On-the-ground inspection and due diligence
03

Strategic Consultation

A free, no-obligation strategy session. We sit down, understand your goals, and agree on a path. If we're not the right fit, we'll say so — and point you toward who is.

  • Long-term portfolio mapping
  • Goal alignment and timeline modelling
  • Honest fit assessment — no pressure to proceed
04

End-to-End Guidance

From the moment we shake hands to the day the keys change ownership — and well beyond. One team, one point of contact, every step of the way.

  • Negotiation and offer strategy
  • Conveyancing and settlement coordination
  • Post-settlement review and portfolio check-ins
The 24-Factor Process

How we choose a property — and why that matters.

We evaluate every property against 24 distinct factors before recommending it. Not 24 boxes to tick — 24 questions worth getting right.

Some factors are quantitative: yield, growth corridor data, vacancy rates, infrastructure pipelines, demographic shifts. Others are qualitative: build quality, neighbourhood maturity, exit liquidity, tenant fit. The combination is what separates a good property from one that just looks good.

We don't share the full framework publicly — it's the result of years of refinement and our clients pay for the rigour. But we walk you through every applicable factor during the Property Presentation, so you understand exactly why we're recommending what we are.

Market Intelligence

Macro forces, submarket fundamentals, demographic tailwinds.

Financial Modelling

Yield, growth, cashflow, sensitivity analysis under multiple scenarios.

Property Quality

Build, layout, depreciation profile, ongoing cost outlook.

Risk & Exit

Concentration risk, liquidity, tenant pool, hold-period considerations.

Why Stonehhart

Designed differently. Deliberately.

One team, one point of contact

No account managers. No junior handoffs. The person who shapes your strategy is the person you'll call at settlement.

Genuine fit before engagement

The first Sit Meeting is free, no-obligation, and includes a fit assessment. We turn away clients we can't genuinely serve.

We stay past settlement

Annual portfolio reviews and an open line for years afterwards. Property is a long game; we play accordingly.

Education over pressure

Every client leaves better informed, whether they buy with us or not. Informed clients make better long-term partners.

Our Vision

A generation of informed property investors — building sustainable wealth and stronger financial futures across Australia.


Questions? Ideas? Let's talk. We'll set you up with one of our strategists — no pressure, just practical advice.