We help Australians make smarter property and finance decisions — with advice that's clear, personal, and built to last. Four services. One team. One point of contact.
We start where most investors should — by understanding what you can actually borrow, on what terms, and what that means for your strategy. Honest numbers before anything else.
Our 24-factor evaluation finds the right property for your strategy — not a long-list of "options" we hand you to sort through. We name a recommendation and stand behind it.
A free, no-obligation strategy session. We sit down, understand your goals, and agree on a path. If we're not the right fit, we'll say so — and point you toward who is.
From the moment we shake hands to the day the keys change ownership — and well beyond. One team, one point of contact, every step of the way.
A completed Stonehhart property — Queensland We evaluate every property against 24 distinct factors before recommending it. Not 24 boxes to tick — 24 questions worth getting right.
Some factors are quantitative: yield, growth corridor data, vacancy rates, infrastructure pipelines, demographic shifts. Others are qualitative: build quality, neighbourhood maturity, exit liquidity, tenant fit. The combination is what separates a good property from one that just looks good.
We don't share the full framework publicly — it's the result of years of refinement and our clients pay for the rigour. But we walk you through every applicable factor during the Property Presentation, so you understand exactly why we're recommending what we are.
Macro forces, submarket fundamentals, demographic tailwinds.
Yield, growth, cashflow, sensitivity analysis under multiple scenarios.
Build, layout, depreciation profile, ongoing cost outlook.
Concentration risk, liquidity, tenant pool, hold-period considerations.
No account managers. No junior handoffs. The person who shapes your strategy is the person you'll call at settlement.
The first Sit Meeting is free, no-obligation, and includes a fit assessment. We turn away clients we can't genuinely serve.
Annual portfolio reviews and an open line for years afterwards. Property is a long game; we play accordingly.
Every client leaves better informed, whether they buy with us or not. Informed clients make better long-term partners.
Straight answers, before you ever sit down with us.
A real estate agent represents the seller — their job is to get the best price for the vendor. We're a buyer's agency. We work exclusively for you, the investor. We research suburbs, evaluate properties against our 24-factor model, negotiate on your behalf, and tell you when NOT to buy — something a selling agent will never do.
No. While 20% avoids Lenders Mortgage Insurance (LMI), many of our clients enter the market with 5–10% deposits. Schemes like the First Home Guarantee can also reduce or eliminate LMI for eligible buyers. We'll map out the right deposit strategy for your situation.
Absolutely. This is called rentvesting — renting where you want to live, and buying an investment property where the numbers make sense. Many of our clients use this exact strategy to enter the market without leaving their city.
That's completely fine — and common. Several of our clients spend months with us before they're ready to act. We'd rather you walk away informed than rush into the wrong decision. There's zero pressure at any stage.
There's no fixed number — it depends on your expenses, existing debts, and the lender's criteria. We work with mortgage brokers who can usually find a pathway even on moderate incomes. The best way to know your number is a quick chat with us.
Strata (or body corporate) fees cover the shared costs of an apartment building — maintenance, insurance, sinking funds. They typically increase every year and can eat into your rental yield significantly. This is one of the biggest hidden costs that catches first-time apartment buyers off guard.
Depreciation lets you claim the wear and tear on your property as a tax deduction. New builds typically offer $12,000–$18,000 in annual deductions, which can mean thousands back at tax time. A Quantity Surveyor report (a one-time cost) is required to access this.
When a property's holding costs exceed its rental income, the shortfall can be claimed as a tax deduction against your regular income — effectively reducing your tax bill while you hold a growing asset. It works best when paired with an asset that's genuinely appreciating.
All investment carries risk — but the risk is heavily influenced by what you buy and where. Our Investment Fails series exists specifically to show real examples of high-risk purchases (oversupplied apartments, poor suburb selection) so our clients can avoid the same mistakes.
General information only. Not financial advice.
We stay with you from offer to keys-in-hand and beyond — our third principle is "Radical Accountability." That includes helping set up a property manager, ensuring your depreciation schedule is lodged, and being available for guidance long after settlement.
We don't manage the property directly, but we help you select a property manager and remain a point of contact for any questions as you grow your portfolio.
Yes — many of our clients do exactly this. We see ourselves as a long-term partner, not a one-time transaction.
